MIIA Town of Medfield

Plan Effective Date: 7/1/2018

Select a plan to see more details:

Plan Options

Medical Plans

About HMO Plans

  • With an HMO plan, you must select a primary care provider (PCP) for yourself and each member of your family.
  • Your PCP coordinates all your care and refers you to specialists when needed.
  • You pay low out-of-pocket costs, as long as your doctors and hospitals are in your HMO plan's network. Out-of-network care is not covered except in limited circumstances.
  • In-network preventive care is covered at no cost.

About PPO Plans

  • With a PPO, you don't have to choose a primary care provider (PCP), but it's highly recommended that you have a relationship with a doctor who can help guide your care.
  • You don't need a referral to see specialists.
  • You have the option of selecting in-network (preferred) or out-of-network (non-preferred) providers. The choice is always yours to make, but you may be responsible for much higher out-of-pocket costs when you seek care out-of-network.
  • In-network preventive care is covered at no cost.

Network Blue NE Options

About HMO Plans

  • With an HMO plan, you must select a primary care provider (PCP) for yourself and each member of your family.
  • Your PCP coordinates all your care and refers you to specialists when needed.
  • You pay low out-of-pocket costs, as long as your doctors and hospitals are in your HMO plan's network. Out-of-network care is not covered except in limited circumstances.
  • In-network preventive care is covered at no cost.

Access Blue NE Saver

About HMO Plans

  • With an HMO plan, you must select a primary care provider (PCP) for yourself and each member of your family.
  • Your PCP coordinates all your care and refers you to specialists when needed.
  • You pay low out-of-pocket costs, as long as your doctors and hospitals are in your HMO plan's network. Out-of-network care is not covered except in limited circumstances.
  • In-network preventive care is covered at no cost.

Preferred Blue Options

About PPO Plans

  • With a PPO, you don't have to choose a primary care provider (PCP), but it's highly recommended that you have a relationship with a doctor who can help guide your care.
  • You don't need a referral to see specialists.
  • You have the option of selecting in-network (preferred) or out-of-network (non-preferred) providers. The choice is always yours to make, but you may be responsible for much higher out-of-pocket costs when you seek care out-of-network.
  • In-network preventive care is covered at no cost.